Moat Homes

Housing associations are the country's main provider of new homes for affordable rent. Many also offer shared ownership schemes to help people on lower incomes afford the cost of home ownership and put their first foot on the housing ladder. Housing associations also provide much of the country's supported housing, with specialist services for vulnerable people such as those with mental health issues, learning disabilities, or women fleeing domestic violence. Housing associations fund the development of new affordable homes by using privately raised finance together with funding provided by the Homes and Communities Agency (HCA). Housing associations are managed by Boards of Management comprising independent people (some of whom receive a modest payment) and volunteers. These boards have overall responsibility for the work of the organisation. Board members may include residents, representatives of local authorities, community groups and business people.