Andrew Gray & Associates

We provide friendly, professional and up to date advice on the latest legislation to benefit your financial circumstances. Whether you are saving for something special, investing for the future, preparing for the unexpected, requiring a mortgage, retirement planning or inheritance tax planning, we provide the peace of mind and reassurance that your finances are in capable hands. Your circumstances are unique and that’s why we take the time to fully understand you and your financial goals, tailoring recommendations specifically for you. The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.